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Borrow Me Money In Nigeria Without Collateral

Borrow Me Money In Nigeria Without Collateral



Looking for where to borrow money without collateral in Nigeria, or looking for simplest way to get a loan without collateral in Nigeria, then you're at the right place at the right time. Because I've taken my time to research on what is the best no collateral loan system in Nigeria.

You might want to start a small, medium or even large scale business but have been limited by the lack of fund or unavailability of a collateral free loaning company, as we already know no bank in Nigeria offers such. But the list of companies below are ready to give you loan without collateral or with something you can make do with. The best part of these no collateral fast cash loans in Nigeria is that you can apply and get load from the comfort of your room, or where ever you are.

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Get Loan In Nigeria Without Collateral

Best Quick Loan Without Collateral In Nigeria Are Available Below


1. Paylater:
Paylater is an online money lender that has taken over the market to help people with financial issues get quick loans online without collateral. The scheme is such that you can easily see the amount refundable at a corner of the quick loan website. The interest placed on the first loan is 1% of the amount borrowed. This implies that if you are to borrow N10,000, you will be required to pay N11,500 in 15 days or 13,000 in 30 days. Yet, you do not need collateral to do this.

2. C24:
C24 is the quick loan without collateral in nigeria business to also help people quickly tackle financial needs. Their website is easy to navigate. More so, their interests are affordable and they would loan you the money within few hours of registering. Here, you don’t need all the paper works that discourage people from borrowing money offline. They operate like regular mobile networks borrowing scheme: the more you borrow, the higher your chance of borrowing more. No matter how much you borrow from the website, you would not have a need to drop any collateral.

3. GROFFIN They provide loan for to Nigerian businesses, and they have even extended their tentacles to places outside Nigeria- Africa and the Middle East. For that reason, they give you the opportunity to borrow as much as US$100,000 and as much US$1.5 million.

4. ONEFI:
they were formerly referred to as One Credit. Onefi is a credit facility that provides a short-term loan to costumers that are worthy of it. They aimed at helping those having issues with their finance. In light of their short-term policy, they loan out up N200,000 or more. They allow one to repay within three to six month of borrowing. Like many of the rest, they do not have a need to see your collateral before they loan out the money to you.

5. QUICKCHECK:
They are a modern lending platform that allows individual and small businesses have access to money they can borrow. As a way of ensuring people get access to this money, they have created an easy method of doing for everyone: they have provided a mobile technology that gives these individuals access to financial credits. The platform allows individuals to borrow up to N30,000 without any collateral for a period of 15 to 30 days. With these, you would have enough to cover up for your financial need while you try to garner more.

6. LYDIA: This online platform grants businesses the access to capital when they are in serious need of it. They have given themselves to the provisions of small or medium-sized business loans without collateral. They are ready to loan people capital close to $500 and $15,000. They have an algorithm for testing the water before they put their feet into help such business. In other words, their algorithm would garner information to help ensure the individual or business organization is capable of returning the amount borrowed and that this individual has the legal right to borrow this money.

7. KIA KIA:
this is a website that derived its name from a Nigerian Language which means ‘ Fast Fast’. They used this name because it shows how simple they are and how effective and efficient their work is. This digital money lender also does not pride itself as one that only lends money to Nigerian businesses; they also lend to individuals. The site engages in the use of micro analyzer just to ensure they are paying money to someone that can either refund the amount borrowed or that you are not usurping someone else’s money.

8. AELLA CREDIT:
They are one platform that has not restricted their borrowing scheme to only Nigeria. They operate mainly in Africa. Also, they focus more on individuals than businesses. They put more spotlight on loaning and empowering employees. They have gone into an affiliation with three main credit bureau agencies in Nigeria to help in the provision of loan to people without paperwork. Like others, they have worked on their algorithm into ensuring that these individuals are legal and capable of repaying the amount borrowed.

9. ZEDVANCE
this financial institution also has made a commitment to be durable and quick in the loaning of money to individuals. One is allowed to borrow close to 3 million Naira within 24 hours. These company like Aella are also focused on salary earners. What they do is that they borrow only employees and are not bothered if the employees have a side business, which is really good for any employee. 10. SMEDAN
This platform is one that is backed-up by the government. This initiative is aimed at providing quick and easy business loan to Nigeria SME’s businesses in need of financing. This means that this one is limited to and unlike Zedvance and Aella-Credit, it does not aim at employees; rather, its focus is on small businesses.
Its core aim is to encourage entrepreneurship in Nigeria. Therefore, it had taken it that the most reasonable way to encourage this entrepreneurship is to empower people with that has the right idea. And make them have the capital they would need for the startup.

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